The fact is that land is permanent and can have many owners over the years. Various rights on the land may have been acquired by others by the time you come into possession of it, even if no construction has ever been completed. So in order to transfer a clear title to a piece of land, it is first necessary to determine whether any rights are outstanding.

Title Insurance provides confidence.

Title insurance will pay for defending against any lawsuit attacking the title as insured, and will either clear up title problems or pay the insured's losses.

Title Insurance provides protection.

Title insurance protects against matters of public record, plus hidden title defects, such as fraud, forgery, incompetence or missing heirs, that even the most diligent title search may not discover.

Title Insurance is a value.

For a one-time premium, an owner's title insurance policy remains in effect as long as the insured, or the insured's heirs, retain an interest in the property. Owner's title insurance, issued simultaneously with a loan policy, is the best title insurance value a property owner can get.

Title Insurance retains its value.

Your old title insurance policy is worth money. It is worth at least 10% of the amount you paid, and possibly as much as 60%, depending on how old it is. All you need to do is turn your old policy over to your real estate professional, or if you are selling by owner, to Capital Title, and when your house sells, you will obtain a credit for its remaining value.