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Go Ahead….I’m Listening

Go Ahead, I’m Listening … (courtesy of American Land Title Association) We’ve all probably experienced a scenario like this. You’re having a conversation about something and later that day you’re bombarded by online ads for the product. You don’t really...

Protect Your Property Rights

Get An Owner’s Policy to Protect Your Property Rights New homeowners want to focus on buying new furniture for the living room or painting walls, not worrying about having to pay a bill left behind by a previous owner. Lenders require a title insurance policy to...

How Title Insurance Protects All Homebuyers

How Title Insurance Protects All Homebuyers Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home.  The Basics There are two types of title insurance: the owner’s policy and...

Capital Title Announces a New Division

President, Tom Lico, announced a new division last week; Commercial and New Construction. This will be headed up by Jason Seaver, Esq. Jason grew up in the industry with his father, Phil Seaver, as his mentor. He worked for Philip R. Seaver Title Company from a...

What’s Debt-To-Income?

Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says:  debts are existing financial commitments; a car payment is a debt a grocery bill is not. To calculate your...

Closing Time: 6 Steps Every Homeowner Should Expect

Closing Time: 6 Steps Every Homeowner Should Expect Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course,...