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For Sale By Owner

Selling Your Home “By Owner”

So you have decided to sell your home on your own! At Capital Title we would like to help you have a successful outcome to your transaction. From a title perspective there are several items you need to address before you put your home on the market.

Click here, for a For Sale By Owner (FSBO) packet.

If at any point in the home selling process you need the assistance of a professional real estate agent, we can help you find an agent that is experienced in your type of transaction.

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Marketable Title

In order to convey your property you must be able to provide “marketable title”. Having a preliminary title commitment will disclose any encumbrances or defects, allowing you to address them before your sale.

Legal Documents

A number of other documents are necessary in order to complete your sale:

  • Sales Contract
  • Sellers Disclosure Form disclosing the condition of the property (required by the State of Michigan, Act 92 of the Public Acts of 1993)
  • Lead Based Paint Disclosure Statement
  • Responsibilities of Sellers Under Residential Lead-Based Paint Hazard Reduction Act Disclosure

Title Services

Once you have sold your home, the following will need to be completed by a title company:

  • validate and prepare payoffs of outstanding mortgages and/or liens on the property
  • validate and prepare payment of outstanding taxes to be charged or credited at the closing


You will need a third party source ready to receive the earnest money deposit from the purchaser.


You must determine who will be preparing the closing documents needed to complete your sale once you have sold the property. These documents include the HUD statement, escrow agreements, and the Warranty Deed. This service should be in place before the sale so you will have the proper documents ready.

As you can see, the process of transferring ownership of your property is not an easy one. At Capital Title, we are here to help you make the process as easy as possible. If at any point you are not comfortable selling by owner, we can refer you to a knowledgeable agent.

For a list fees associated with your specific transaction and answers to questions, contact the Capital Title Branch nearest you.

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