Blog
Blog
What’s Debt-To-Income?
Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan.
Like the video says: debts are existing financial commitments; a car payment is a debt a grocery bill is not.
To calculate…
Closing Time: 6 Steps Every Homeowner Should Expect
Closing Time: 6 Steps Every Homeowner Should Expect Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course,...
Home Sales Tips: Prepping the Inside
http://videotap.wistia.com/medias/rx2vdii81b?embedType=async&videoFoam=true&videoWidth=640 For many homes and markets, professional help from someone in “staging” makes good financial sense. Like this video say, check your staging options first. If you are...
Capital Title Announces Get To Close Services
Capital Title Announces a New Venture Capital Title (Southfield, MI) is launching a new division under its umbrella, Get To Close Services. "Over the last year, we've noticed a trend in the marketplace when it came to the availability of quality contract closers,"...
Welcome Ray Scodeller
Meet Our New Corporate Counsel, Ray Scodeller As a seasoned attorney, Ray has acquired experience in a variety of areas including real property, mortgage, condominium law, advertisement and judicial foreclosures as well as consumer financial services law, specifically...
Welcome Ray Scodeller
When Do I Get My Closing Disclosure?
http://videotap.wistia.com/medias/5vvq1on0nk?embedType=async&videoFoam=true&videoWidth=640 If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure form documenting the actual transaction terms and costs THREE business...
Closing Disclosures: Understanding Page One
http://videotap.wistia.com/medias/k8q9njvaub?embedType=async&videoFoam=true&videoWidth=640 The first page of your Closing Disclosure documents: The Loan Amount - the total you will actually borrow The Interest Rate - which does NOT include the fees factored...
Closing Disclosures: Important Additions
http://videotap.wistia.com/medias/al9s4owpcn?embedType=async&videoFoam=true&videoWidth=640 Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this...
Which Square Footage Figure Should I Use?
http://videotap.wistia.com/medias/vir80wbijc?embedType=async&videoFoam=true&videoWidth=640 Home size is one of the key figures used in comparisons. But you may have different measurements to choose from, as you'll learn in this video, including builder,...