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What Is A Qualified Mortgage?

http://videotap.wistia.com/medias/fiqvomy2o6?embedType=async&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms...

What Does Ability To Repay Mean?

http://videotap.wistia.com/medias/5uusyfx5e6?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s...

What Is The Debt-To-Income Ratio (DTI)?

Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says: debts are existing financial commitments; a car payment is a debt a grocery bill is not. To calculate your...

How Can I Improve My Home’s Value?

https://www.capitaltitle.net/2018/09/10/how-can-i-improve-my-homes-value/

How Can I Keep Track Of All The Homes I See?

View the video here: "How can I keep track of all the homes I see?" Then, check out this Homebuyer Checklist

How Should I Prepare The Inside For An Open House?

http://videotap.wistia.com/medias/rx2vdii81b?embedType=async&videoFoam=true&videoWidth=640 For many homes and markets, professional help from someone in “staging” makes good financial sense. Like this video say, check your staging options first. If you are...

20% of Homeowners May Not Sleep Tonight

Getting owner’s title insurance protects your property rights

When Do I Get My Loan Closing Disclosure?

http://videotap.wistia.com/medias/5vvq1on0nk?embedType=async&videoFoam=true&videoWidth=640 If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure form documenting the actual transaction terms and costs THREE business...

What Kinds Of Loans Do TRID Disclosures Cover?

http://videotap.wistia.com/medias/klaw088gos?embedType=async&videoFoam=true&videoWidth=640 TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity...

Beware of Mortgage Payoff Fraud and Wire Fraud

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