Blog

How Do I Choose The Right Lender For Me?

http://videotap.wistia.com/medias/ump2l5dkme?embedType=async&videoFoam=true&videoWidth=640 There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a...

Closing Costs Explained Visually

http://videotap.wistia.com/medias/7vbnqmidmq?embedType=async&videoFoam=true&videoWidth=640 Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for...

Title Insurance Explained Visually

http://videotap.wistia.com/medias/w0z6qjxsa1?embedType=async&videoFoam=true&videoWidth=640 What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format...

Understanding Your Loan: Cash And Transaction Summaries

http://videotap.wistia.com/medias/lbiaoop3t5?embedType=async&videoFoam=true&videoWidth=640 Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is...

Understanding Your Loan: Closing Cost Details

http://videotap.wistia.com/medias/wi8fapstv7?embedType=async&videoFoam=true&videoWidth=640 Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan...

Your Rights And Rules For Closing Disclosures

http://videotap.wistia.com/medias/3chpnb0mrx?embedType=async&videoFoam=true&videoWidth=640 The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in...

Understanding Loan Estimate Comparisons

http://videotap.wistia.com/medias/k2lqr0y0xz?embedType=async&videoFoam=true&videoWidth=640 Page 3 of your Loan Estimate includes measures to help you compare loans. “In X Years” shows the total amount you will have paid in that time, and the dollar...

Calculating Your Cash To Close

http://videotap.wistia.com/medias/xwlb0ror5g?embedType=async&videoFoam=true&videoWidth=640 Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between estimate and closing. Some will change. A - Origination...

Understanding Your Loan Estimate: Other Costs

http://videotap.wistia.com/medias/01gjg5qrri?embedType=async&videoFoam=true&videoWidth=640 Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are charged by government agencies for keeping legal ownership records,...

Understanding Your Loan Estimate: Services You CAN Shop For

http://videotap.wistia.com/medias/0jmktqfxys?embedType=async&videoFoam=true&videoWidth=640 These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or a survey...